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Insurance

We accept auto accident, workers compensation, personal injury and most health insurance plans, including Medicare. Since there are so many plans and coverage varies widely, please call us to find out if your plan covers care in our office. Our staff will verify and explain your benefits before treatment, at no charge.

List of Accepted Insurances

Blue Cross Blue Shield
Harvard Pilgrim
Tufts
*United Healthcare (usually outsources to Optum Physical Health)
American Specialty Health (outsourced company for...)
         *Cigna
Aetna
**Medicare
Network Health
Network Health Forward (Commonwealth Care)
Optum Health (outsourced company for...)
            Golden Rule
            Signature wellness plan
            Great-West Healthcare
            Principal Life Insurance
            Health Allies
            Medical Resource
            Evercare
            Premera Blue Cross
            Health New England
            HNE Be Healthy
            Medrisk
            Cypress Care
            Universal SmartComp
            TechHealth
            Rockport
            Health Systems International
            Integrated Health Plan
            Align Networks
            CorVel Worker's Compensation

Insurances NOT Accepted
***** Due to poor physician policies or lack of Chiropractic benefits, these insurances are NOT accepted.   Out of pocket discounts will be offered to patients with these plans.

MassHealth
Fallon
Neighborhood Health Plan
Boston Center Medical Plan
Health Safety Net
Minuteman Health
CeltiCare

*Health Insurances Limiting Care

Most health insurances allot a set number of Chiropractic visits per year, but you may not be allowed to have this benefit.

There is a trend in some companies to outsource Physical Medicine to another company.  Their job is to limit expenditures for the Health Carrier.  For example, you may be given 20 visits per year under your policy, but they will only allow 5.  This is limiting your health benefits that you pay for and is unfortunate.  In these circumstances, an affordable cash plan will be worked out with Align Spine Chiropractic & Wellness.

**Medicare 

General spinal and extremity pain can be a great masquerader of another, underlying condition.  It is crucial to perform a thorough examination to determine this cause.

Medicare will not pay for this essential examination.   Medicare patients will have to pay a one-time, initial fee for this service.  Medicare will also not pay for anything besides a spinal adjustment.  There may also be a small fee for other modalities in the office (i.e. electrical stimulation, etc) if they are deemed necessary. Medicare also has an annual deductible that a member's secondary insurance will not cover.  The patient will be responsible for covering this deductible.

No Insurance or No Chiropractic Benefits

If you have no insurance or do not have Chiropractic benefits, there is still a way for you to receive the care you need.  Flexible payment programs can be arranged or discounted per visit pricing is available for these circumstances. Many patients pay directly for care, as they discover Chiropractic to be extremely cost-effective and affordable.  These patients realize that a small amount of their time and money to care for their most important asset--their health--will be far less time consuming and expensive than trying to recover it.  As the old saying goes, if you don't have your health, you don't have anything.  Unfortunately, too many people don't discover how true that statement is until it is too late.

Services

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